Misfortunes are part of life that are beyond our control, however the damage they cause to our property can be minimized. Insurance companies serve for this purpose. According to a study, there are almost 263 million cars run on American roads. To get the best protection for them buying an automobile policy is crucial.
The best insurance companies usually focus on providing good customer service, financial stability & transparency and of course; these are the primary attributes that every competitive insurance company possesses. The question is that how would you decide which one is for you?
Well, it depends entirely on your means and priorities. All the insurance companies have different coverage options and services. You need to figure out your requirements to pick the right one.
Below, I have made a comparison between the top three American Insurance Companies that will help you decide once you have set your demands and are clear to it.
Amica-Overall the Best
Amica comes at the top when searching for the best Insurance Company. It has got the highest Consumer Reports rating as well as the highest financial stability rating. Amica also holds a name for forming a long lasting-relationship with customers. They now offer the services of roadside assistance program and glass coverage too.
|Pros||No restrictions to repair facilities|
|Lower customer complaints|
|Cons||Fewer discount opportunities and online|
State Farm-Best for Customer Service and Interaction
Insurance Information Institute has termed State farm the largest auto insurance company in the nation. It provides incredibly outstanding online services, unlike Amica. You can get connected to the respective agent through a mobile app (Pocket Agent) and file the claim. It has also got the best claims handling services and great financial standing. The utmost attractive thing about State Farm is that it offers banking products too i.e., loans and college savings, etc.
|Pros||Simplest online quote tool|
|Numerous Discount offers|
|Cons||No accident forgiveness options|
The Hartford-Best for Policy Options
The Hartford Financial Services Group, Inc., has got the 5-star rating in every category except service interaction. In 2017, it secured 152nd position in Fortune 500. Moreover, this 200 years old company uses the best technology for their services. They have an up-to-date website where the customer can ping them 24/7 for their queries.
|Pros||High rating claim management|
|Outstanding purchase experience|
|Cons||Low rating to service experience|
|Low claims satisfaction|